Hello Mortgage is a trade name of InterContinental Capital Group, an Equal housing Lender, 265 Broadhollow Rd Suite 105, Melville, NY 11747; NMLS ID. 60134; FHA Lender ID 23789-0000-2; VA Approval No. 018131-00-00; Verify a mortgage company or individual license on the Nationwide Mortgage Licensing System Consumer Access site: www.nmlsconsumeraccess.org. CA DBO Finance Lender Law License 603B915. *Disclosed rate assumes 1.99 discount point(s) and a $907,500 purchase price and respective 30-year purchase loan on an owner-occupied single family residence in California. Minimum 760 FICO credit score, 80% loan to value with no subordinate debt and a debt-to-income ratio less than 40.00%. Loans are subject to underwriting approval and program guidelines. The term realtor is a registered trademark of the national association of realtors.